Mortgage Advisor

Description:

In the recent years, the Bank has achieved significant milestones which includes being named as one of the world's best banks by Forbes ME (2022) and was awarded UAE's SME Bank of the year by the Asian Banking and Finance Awards. The Bank has been successful in achieving the highest profitability and lowest cost of risk since 2015. It has also seen significant growth in its acquiring business, card spending, and business loans.

Being on a transformational journey, in partnership with Honeywell, RAKBANK has also taken steps towards sustainability by reducing its overall energy consumption.

We are a diverse team comprising of over 3,000 employees from across 58 countries. We make conscious efforts to build talented and diversified teams and encourage people to develop their full potential. We are committed to providing a working environment that promotes work-life balance, career development, recognition and security for the future.

In line with our strategy, a major part of our transformation journey is to future proof our bank and establish ourselves as a ‘Digital bank with human touch’, for our customers.

So join us in co-creating the future of RAKBANK!

What You Will Be Doing

• To acquire Mortgage Loans through effective relationship management, ensure delivery of quality service to the customers; project a professional image, with an aim to meet budgeted volumes for mortgage loans on a team and individual level.
• Generate business to achieve defined sales targets in mortgages
• To explain the documentation, application and approval process of mortgage loans to the customer
• Liaise with the customers pre and post approval for completion of documentation and all related formalities
• To ensure that applications are error free and turnaround times are maintained.
• Assist RM’s in Tie-ups with Real Estate Agents and provide information on property market and other competitors on a regular basis. Ensure to list two real estate companies per quarter.
• Establish relationship with staff at the developer offices
• Focus on New to bank customers

What You Should Have

• 1+ year’s relevant Mortgage sales experience is required.
• Strong selling and inter-personal skills required to market new customers and cross sell to existing bank customers
• Thorough knowledge of Mortgages – from sales, front-end credits and process perspective.
• Ability to recognize good quality loan applications (front end credit checks) and to forward only relevant files for Credit Approval